Are your savings invested profitably enough to buy you a house, provide the best higher education for your children, take you on a vacation abroad or ensure a fail-safe retirement income? Whether it is Rs 10,000 you want to invest or Rs 10 lakh, Personal Investment & Tax Planning Yearbook shows you the most profitable ways to do so, combining the best investment options and the latest tax incentives offered in the budget.

• The investment outlook in FY 2011-12

• The 50 best equity shares for aggressive investors

• The 50 best stocks for conservative investors

• Companies with the highest rated debentures and bonds

• Performance and prospects of mutual funds

• Trading stock market derivatives

• Prospects for gold and outlook for silver

• Pros and cons of real estate investment

• How to profit from innovative bank deposit schemes

• 10 ready-made model investment portfolios for you to choose from

• How to manage your wealth

• Plus: The real secret of success.

• Expert and sensible guidance on tax planning, including income tax and wealth tax

• How to lower your tax rates through long-term capital gains from shares

• Tax planning for your whole family.

N. J. Yasaswy (1950-2011) had a brilliant academic career throughout: B.Com (Andhra University 1969 — First Rank), C.A. Inter (May 1971 — First Rank), C.A. Final (May 1973 — First Rank), ICWA Inter (July 1970 — First Rank) and ICWA Final (July 1972 — First Rank). He was the recipient of Basu Foundation Award for the Best Student of the Year from both — The Institute of Cost and Works Accountants of India (in 1972) and The Institute of Chartered Accountants of India (in 1973).

Till 1980, Mr. Yasaswy was associated as a Faculty Member with Administrative Staff College of India. In 1981, he started his consultancy firm, Yasaswy Management Associates (P) Limited.

Mr. Yasaswy served on the Board of Studies of Nagarjuna University (1978-80). He was appointed by the Government of Andhra Pradesh as Chairman, Andhra Pradesh State Trading Corporation (1985-88) and Vice-Chairman, Public Enterprises Management Board (1986-88). He was a visiting faculty at Indian Institute of Management, Ahmedabad (1986-88). and was nominated as a Member on SEBI Committee on Accounting Standards.

Mr. Yasaswy was Founder-Member and Governor of the Institute of Chartered Financial Analysts of India (ICFAI) and ICFAI University . He authored several books on finance and investments.