Contents
Preface
to the Twentieth Edition |
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Acknowledgements |
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1. |
The Economic Survey:
2010-2011 |
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International Developments GDP Growth Industry Agriculture Infrastructure Inflation Balance of Payments Gross Domestic Savings Money Supply (M3) Fiscal Deficit Capital Markets Economic Outlook for 2011-2012 |
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2. |
Union Budget,
2011-2012 |
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Tax Systems: Policy Proposals Major Direct Taxes |
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3. |
The Investment
Scenario: 2011-2012 |
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Foreign Institutional Investment SEBI: The Watch-Dog Other Major Developments The Stock Market Diary: 2010-2011 Stock Market Prospects for 2011-12 Appendix 3.1: Some Useful Web-sites |
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4. |
Risks |
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The Basis of Intelligent Personal Investment |
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5. |
Returns |
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Components of Returns Regular Returns versus Capital Appreciation
Dividends versus Yield Simple and Compound Rates of Return
Compounding, Discounting, Present Values and Annuities The Rule of 72
Bond Yields Effect of Taxation on Returns
Appendix 5.1: Interest Tables
and How to Use Them |
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6. |
The Forbidden Fruit
– Where not to Invest |
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Avoid This Ride: Car Rental Investment Firms |
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7. |
Personal Taxation |
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Tax Laws Income Tax
Income Tax Benefits on Certain
Investments Income Tax
on Salaries |
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8. |
Protection through
Insurance |
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Objectives of Life Insurance
How Much Should You Insure? The
Cost of Life Insurance
Types of Insurance Policies
Unit Linked Insurance Policies (ULIPs)
Householder’s Insurance
Joint Life Plans Children’s
Plans Women’s
Insurance Plans Some
Guidelines |
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9. |
Small Savings Schemes |
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Common Features Post
Office Savings Schemes |
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10. |
Bank Deposits |
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New Era in Banking
Guidelines for Fixed Deposits with Banks
Complaints / Banking Ombudsman
Innovative Deposit Schemes of Foreign and Private Sector Banks
Banking Reforms |
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11. |
Investing in Company
Deposits, Debentures, Bonds, and G-Secs |
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Company Deposits
Debentures of Private Sector Companies
Public Sector Bonds Finance
and Manufacturing Companies with Highest Investment Ratings
G-Secs Appendix 11.1: Credit Rating System for Debentures and Deposits
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12. |
Investing in Real Estate |
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Agricultural Land
Farmhouses Urban Land |
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13. |
Investing in Gold and Silver |
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The Popularity of Gold
Sources and Price of Gold Gold
in |
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14. |
Equity Shares |
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Dreams and Nightmares
Advantages of Equity Investment
Problems of Investing in Equity Shares Types
of Equity Shares
Factors which Influence Share Prices A
Framework for Analysis and Decisions Recommended
Equity Investments: 2011-2012 10
Model Portfolios |
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15. |
Stock
Market Derivatives |
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From Hedging to Speculating What are Derivatives? How to read
Newspaper Prices Derivatives vs. Stocks Derivatives in India
Comes of Age |
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16. |
Mutual Funds |
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Types of Mutual Funds How
a Mutual Fund Operates
Advantages of Mutual Funds |
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17. |
Personal Tax Planning |
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Introduction to Tax Planning
How to Maintain a Zero-tax Status through Fixed Income Investments |
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18. |
Personal Investment
Portfolios: 18 Model Profiles |
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Individual Profiles Risk
Categories of Different Individual Profiles
Common Investment Recommendations |
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19. |
Wealth Management |
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Problems of Plenty How Smart Home Works |
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Database |
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Income Tax Table |
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Epilogue: The Secret
of Success |
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